The long view on residential and commercial property finance. 30-year certainty across a broad range of borrowers, from straightforward applications to self-employed borrowers, trusts and SMSFs.
Core Lending
Residential Loans
Residential Loans
Long-term home loans built around real-world borrower profiles. Prime, Near Prime and Specialist solutions with flexible policy and terms designed to last.
Commercial Loans
Commercial Loans
Property-backed lending for investors, business owners and commercial borrowers. Flexible funding structures with the certainty to support long-term property goals.
SMSF
SMSF
30-year SMSF lending for residential and commercial property, with Alt Doc pathways and no asset or liquidity requirements for eligible trustees seeking long-term property ownership.
95% LVR. No LMI.
95% LVR. No LMI.
A true 95% LVR home loan structure for clean-credit PAYG and self-employed professionals. No mortgage insurance, no premium cost and no additional policy hurdles.
Flexible Solutions
Alt Doc
Servicing pathways for self-employed borrowers, trusts and complex structures using alternative income verification.
Loan Size
$250k – $5M
Max Leverage
Up to 85% LVR
Income Verification
Accountant Letter, BAS or Business Bank Statements
Credit Apetite
Prime, Near Prime & Specialist
Rate from
7.04% p.a.
Comparison rate (7.27% p.a.#)
Submit Scenario →
Alt Doc
Servicing pathways for self-employed borrowers, trusts and complex structures using alternative income verification.
Loan Size
$250k – $5M
Max Leverage
Up to 85% LVR
Income Verification
Accountant Letter, BAS or Business Bank Statements
Credit Apetite
Prime, Near Prime & Specialist
Rate from
7.04% p.a.
Comparison rate (7.27% p.a.#)
Submit Scenario →
Alt Doc
Servicing pathways for self-employed borrowers, trusts and complex structures using alternative income verification.
Loan Size
$250k – $5M
Max Leverage
Up to 85% LVR
Income Verification
Accountant Letter, BAS or Business Bank Statements
Credit Apetite
Prime, Near Prime & Specialist
Rate from
7.04% p.a.
Comparison rate (7.27% p.a.#)
Submit Scenario →
30-year SMSF lending for residential and commercial property, with flexible policy to support a broader range of trustee scenarios.
Loan Size
$250k - $5m
Max Leverage
Up to 85% LVR
Borrower Profile
SMSF Trustees
Policy Features
Alt Doc & External Servicing
Rate from
6.59% p.a.*
Comparison rate (6.82% p.a.#)
Submit Scenario →
30-year SMSF lending for residential and commercial property, with flexible policy to support a broader range of trustee scenarios.
Loan Size
$250k - $5m
Max Leverage
Up to 85% LVR
Borrower Profile
SMSF Trustees
Policy Features
Alt Doc & External Servicing
Rate from
6.59% p.a.*
Comparison rate (6.82% p.a.#)
Submit Scenario →
30-year SMSF lending for residential and commercial property, with flexible policy to support a broader range of trustee scenarios.
Loan Size
$250k - $5m
Max Leverage
Up to 85% LVR
Borrower Profile
SMSF Trustees
Policy Features
Alt Doc & External Servicing
Rate from
6.59% p.a.*
Comparison rate (6.82% p.a.#)
Submit Scenario →
Full Doc
Long-term property-backed lending for straightforward borrower profiles seeking flexibility beyond the major banks.
Loan Size
$250k – $5M
Max Leverage
Up to 85% LVR
Borrower Profile
PAYG, self-employed and SMSF borrowers
Credit Appetite
Prime, Near Prime & Specialist
Rate from
6.59% p.a.
Comparison rate (6.82% p.a.#)
Submit Scenario →
Full Doc
Long-term property-backed lending for straightforward borrower profiles seeking flexibility beyond the major banks.
Loan Size
$250k – $5M
Max Leverage
Up to 85% LVR
Borrower Profile
PAYG, self-employed and SMSF borrowers
Credit Appetite
Prime, Near Prime & Specialist
Rate from
6.59% p.a.
Comparison rate (6.82% p.a.#)
Submit Scenario →
Full Doc
Long-term property-backed lending for straightforward borrower profiles seeking flexibility beyond the major banks.
Loan Size
$250k – $5M
Max Leverage
Up to 85% LVR
Borrower Profile
PAYG, self-employed and SMSF borrowers
Credit Appetite
Prime, Near Prime & Specialist
Rate from
6.59% p.a.
Comparison rate (6.82% p.a.#)
Submit Scenario →
Lease Doc
Commercial property lending assessed primarily on lease income rather than personal income verification.
Loan Size
$250k - $3m
Max Leverage
Up to 70% LVR
Assessment method
1.4 times debt service cover ratio
Credit Appetite
Prime, Near Prime & Specialist
Rate from
8.14% p.a.
Comparison rate (8.37% p.a.#)
Submit Scenario →
Lease Doc
Commercial property lending assessed primarily on lease income rather than personal income verification.
Loan Size
$250k - $3m
Max Leverage
Up to 70% LVR
Assessment method
1.4 times debt service cover ratio
Credit Appetite
Prime, Near Prime & Specialist
Rate from
8.14% p.a.
Comparison rate (8.37% p.a.#)
Submit Scenario →
Lease Doc
Commercial property lending assessed primarily on lease income rather than personal income verification.
Loan Size
$250k - $3m
Max Leverage
Up to 70% LVR
Assessment method
1.4 times debt service cover ratio
Credit Appetite
Prime, Near Prime & Specialist
Rate from
8.14% p.a.
Comparison rate (8.37% p.a.#)
Submit Scenario →
Vacant Land
Flexible land finance solutions for borrowers securing residential or commercial sites ahead of future development or construction.
Loan Size
$250k – $2.5M
Max Leverage
Up to 60% LVR
Security Types
Residential and commercial land
Credit Appetite
Prime, Near Prime & Specialist
Rate from
7.99% p.a.
Comparison rate: 8.22% p.a.#
Submit Scenario →
Vacant Land
Flexible land finance solutions for borrowers securing residential or commercial sites ahead of future development or construction.
Loan Size
$250k – $2.5M
Max Leverage
Up to 60% LVR
Security Types
Residential and commercial land
Credit Appetite
Prime, Near Prime & Specialist
Rate from
7.99% p.a.
Comparison rate: 8.22% p.a.#
Submit Scenario →
Vacant Land
Flexible land finance solutions for borrowers securing residential or commercial sites ahead of future development or construction.
Loan Size
$250k – $2.5M
Max Leverage
Up to 60% LVR
Security Types
Residential and commercial land
Credit Appetite
Prime, Near Prime & Specialist
Rate from
7.99% p.a.
Comparison rate: 8.22% p.a.#
Submit Scenario →
The Assetline Advantage
Momentum.
From day one.
$2.4M · Secured
Momentum.
From day one.
$2.4M · Secured
Momentum.
From day one.
$2.4M · Secured
Adam Daniels
Head of Credit
Fast turnarounds.
Direct access to credit.
1 hours
Adam Daniels
Head of Credit
Fast turnarounds.
Direct access to credit.
1 hours
Adam Daniels
Head of Credit
Fast turnarounds.
Direct access to credit.
1 hours
Flexible credit appetite
We assess the scenario, not just whether it fits a policy box.
30-year certainty
Long-term structures built to support lasting property ownership.
Alternative verification
Full Doc and Alt Doc pathways for a broader range of borrower profiles.
Direct credit access
Access decision-makers directly, without unnecessary layers.
Disclaimer
*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Target Market Determinations for our products are available on our Resources website pages.
#Comparison rate is based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
AltX Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343)
of AHC Finance Pty Limited (Australian Credit Licence: 448165).