Everything you need to know about working with Assetline, from accreditation and applications to products, turnaround times and broker support.
Accreditation
How do I become accredited with Assetline?
Becoming accredited with Assetline is simple. Complete our online accreditation form, watch a short video, then our team will assess your application. Once approved, you'll have access to Assetline's lending solutions and ongoing support from your local Business Development Manager.
Do I need to be accredited before discussing a loan scenario?
No. You don't need to be accredited to discuss a loan scenario with Assetline. We encourage brokers to contact us early so we can help determine the most suitable lending solution before a formal application is submitted.
Which mortgage aggregators is Assetline accredited with?
Assetline is accredited with a range of leading Australian mortgage aggregators. If you're unsure whether we're available through your aggregator, contact our team and we'll be happy to assist.
Who is my local Business Development Manager?
Assetline has Business Development Managers across NSW, Victoria and Queensland. Contact us and we'll connect you with the appropriate BDM for your location.
Loan Applications
How do I submit a loan application to Assetline?
Applications can be submitted through your Business Development Manager using the relevant application forms available in our Broker Resources. If you're unsure which application is required, our team can point you in the right direction.
What information should I provide when discussing a loan scenario?
Providing borrower details, security property information, funding purpose, loan amount and exit strategy allows our credit team to assess the opportunity quickly and provide more accurate indicative terms.
How quickly can Assetline provide indicative terms?
Indicative terms are often provided the same business day, depending on the complexity of the transaction and the information available. Early scenario discussions generally lead to faster outcomes.
Can I speak with the credit team before submitting an application?
Your Business Development Manager will coordinate the application and facilitate direct access to our in-house credit team whenever appropriate, ensuring complex scenarios can be discussed early.
Lending Solutions
What property finance solutions does Assetline offer?
Assetline provides Residential Mortgages, Commercial Property Finance, Private Lending, Development Finance, Bridging Finance and Equity Release solutions across Australia for a broad range of borrowers and property transactions.
Does Assetline lend to self-employed borrowers, trusts and SMSFs?
Yes. Assetline offers lending solutions for PAYG and self-employed borrowers, as well as companies, trusts and self-managed super funds (SMSFs). Eligibility varies depending on the product and lending criteria.
What types of residential and commercial property can Assetline finance?
Assetline finances a broad range of residential and commercial property, including owner-occupied and investment residential property, offices, industrial, retail, mixed-use developments and development sites, subject to lending criteria.
What loan sizes does Assetline support?
Loan sizes vary by product, from residential mortgages through to commercial and development finance facilities of up to $40 million, allowing us to support everything from straightforward purchases to large-scale property transactions.
Does Assetline offer Bridging Finance and Equity Release?
Yes. Assetline provides Bridging Finance for buy-before-sell, urgent settlements and no end debt scenarios, as well as Equity Release solutions that allow eligible borrowers to unlock equity for renovations, lifestyle or other purposes without immediate monthly repayments.
Does Assetline offer Private Lending and Development Finance?
Yes. Assetline provides short-term Private Lending and Development Finance for a wide range of property-backed transactions, including site acquisitions, construction funding, residual stock, refinancing and time-sensitive opportunities.
Does Assetline lend Australia-wide?
Yes. Assetline provides residential, commercial, private lending, development finance and bridging finance solutions across Australia, subject to lending criteria and acceptable security locations.
Credit & Assessment
How does Assetline assess complex property lending scenarios?
Assetline takes a property-led approach to credit assessment. Rather than relying solely on automated credit rules, we consider the strength of the property, transaction structure, borrower position and exit strategy to assess each opportunity.
What happens after indicative terms are accepted?
Once indicative terms are accepted, our team will collect the required supporting documentation, complete formal credit assessment and progress the transaction through to approval and settlement.
How long does the loan approval process take?
Approval timeframes depend on the complexity of the transaction and how quickly supporting information is provided. Our team focuses on providing clear communication and progressing deals efficiently.
Who manages my application throughout the process?
Your Business Development Manager remains your primary point of contact and works closely with our credit and settlements teams throughout the application.
Broker Resources
Where can I download Assetline application forms?
All current application forms are available in our Broker Resources section, including Residential Mortgages, Private Lending, Development Finance and Bridging Finance applications.
Where can I download Assetline rate cards?
The latest residential, bridging and SMSF rate cards are available in Broker Resources, along with product guides and supporting documents.
Where can I access Assetline calculators?
Broker Resources includes our Bridging Loan Calculator, Servicing Calculator, BAS Worksheet Calculator and other tools to help assess lending scenarios.
Who manages my application throughout the process?
Your Business Development Manager remains your primary point of contact and works closely with our credit and settlements teams throughout the application.
Where can I find Assetline product guides?
Our Broker Resources library includes product guides covering Residential Mortgages, Private Lending, Development Finance, Bridging Finance and supporting documentation.
How do I know I'm using the latest Assetline documents?
Our Broker Resources page is regularly updated with the latest application forms, rate cards, calculators and supporting documents, ensuring brokers always have access to the current versions.
Working with Assetline
Why do brokers choose Assetline?
Brokers choose Assetline for direct access to decision-makers, fast indicative terms, flexible lending structures and a commercial approach to assessing complex property transactions.
Can I discuss a complex scenario before submitting an application?
Absolutely. Many of our best outcomes begin with an early conversation. Whether it's private lending, bridging finance, development finance or a residential scenario outside standard bank policy, our team is happy to discuss the opportunity before you submit.
