Bridging Finance

Timing shouldn't decide.
You should.

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Property transitions without the pressure. Flexible short-term funding designed to unlock equity, bridge timing gaps and provide the certainty to act when opportunity arises.

Common Scenarios

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Buy Now. Sell Later.

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Buy Now. Sell Later.

Purchase the next property before selling the current one, removing the pressure of synchronising settlement dates.

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Downsizing

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Downsizing

Access equity from the existing home to secure the next chapter before the sale process is complete.

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No End Debt

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No End Debt

Unlock property equity without requiring a simultaneous property sale or immediate refinance strategy.

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Equity Release

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Equity Release

Access property equity to fund investment opportunities, renovations, debt consolidation or major life events.

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Urgent Settlement

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Urgent Settlement

Meet time-sensitive settlement deadlines when traditional lending timeframes are not practical.

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Later-Life Borrowers

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Later-Life Borrowers

Funding solutions designed for borrowers whose circumstances may not align with traditional servicing requirements.

Bridging Solutions

Purchase before selling and navigate property transitions without the pressure of aligning settlement dates.

Facility Size

$150k – $10M

Max Leverage

Up to 80% LVR (Peak Debt)

Repayments

Interest Capitalised

Income Reliance

Not required for qualifying No End Debt scenarios

Rate from

8.10% p.a.

Comparison rate: 6.86% p.a.#

Submit Scenario →

Purchase before selling and navigate property transitions without the pressure of aligning settlement dates.

Facility Size

$150k – $10M

Max Leverage

Up to 80% LVR (Peak Debt)

Repayments

Interest Capitalised

Income Reliance

Not required for qualifying No End Debt scenarios

Rate from

8.10% p.a.

Comparison rate: 6.86% p.a.#

Submit Scenario →

Purchase before selling and navigate property transitions without the pressure of aligning settlement dates.

Facility Size

$150k – $10M

Max Leverage

Up to 80% LVR (Peak Debt)

Repayments

Interest Capitalised

Income Reliance

Not required for qualifying No End Debt scenarios

Rate from

8.10% p.a.

Comparison rate: 6.86% p.a.#

Submit Scenario →

Access equity tied up in property to fund renovations, travel and lifestyle goals, without the pressure of selling before you're ready.

Loan Size

$150k - $3m

Max Leverage

Up to 65% LVR

Repayments

Interest Capitalised

Income Reliance

Not required

Rate from

8.49% p.a.*

Comparison rate: 8.70% p.a.#

Submit Scenario →

Access equity tied up in property to fund renovations, travel and lifestyle goals, without the pressure of selling before you're ready.

Loan Size

$150k - $3m

Max Leverage

Up to 65% LVR

Repayments

Interest Capitalised

Income Reliance

Not required

Rate from

8.49% p.a.*

Comparison rate: 8.70% p.a.#

Submit Scenario →

Access equity tied up in property to fund renovations, travel and lifestyle goals, without the pressure of selling before you're ready.

Loan Size

$150k - $3m

Max Leverage

Up to 65% LVR

Repayments

Interest Capitalised

Income Reliance

Not required

Rate from

8.49% p.a.*

Comparison rate: 8.70% p.a.#

Submit Scenario →

The Assetline Advantage

Assetline Capital Horizon Mortgages long-term property-backed lending solution

Property Transition.

On Schedule.

Purchase

Exit

Sale

Fixed Risk Fee

0.75%

Assetline Capital Horizon Mortgages long-term property-backed lending solution

Property Transition.

On Schedule.

Purchase

Exit

Sale

Fixed Risk Fee

0.75%

Assetline Capital Horizon Mortgages long-term property-backed lending solution

Property Transition.

On Schedule.

Purchase

Exit

Sale

Fixed Risk Fee

0.75%

Assetline Capital Horizon Mortgages long-term property-backed lending solution

Duration

72 hours

bridging_assesment

.pdf

Criteria

Urgent Settlement

Scenario Submitted

Assessment Passed

Assetline Capital Horizon Mortgages long-term property-backed lending solution

Duration

72 hours

bridging_assesment

.pdf

Criteria

Urgent Settlement

Scenario Submitted

Assessment Passed

Assetline Capital Horizon Mortgages long-term property-backed lending solution

Duration

72 hours

bridging_assesment

.pdf

Criteria

Urgent Settlement

Scenario Submitted

Assessment Passed

Interest Capitalised

No monthly repayments during the loan term, helping preserve cash flow throughout the transition.

No End Debt Options

Qualifying borrowers may not require traditional income servicing where no end debt remains.

Flexible Loan Terms

Terms of up to 24 months designed to support complex property transitions.

Property-Led Assessment

We assess the property and the transition strategy, not just the income position.

Broker Tools & Resources

Bridging Loan Calculator

Estimate peak debt, loan requirements and funding position for bridging scenarios.

Bridging Finance Application Form

Application form for bridging loan and equity release scenarios.

Bridging Finance Rate Card

Current pricing, fees and lending parameters for bridging and equity release solutions.

Bridging Loans Flyer

Overview of our bridging loan solution, designed to remove timing pressure during property transitions.

Equity Release Flyer

Overview of our equity release solution that helps borrowers unlock equity without the pressure of an immediate sale.

Accountant Declaration (Bridging Finance)

Certified accountant declaration for Alt Doc income verification.

Discharge Authority (Bridging Finance)

Form authorising the discharge of an existing bridging finance facility.

Bridging Loan Calculator

Estimate peak debt, loan requirements and funding position for bridging scenarios.

Bridging Finance Application Form

Application form for bridging loan and equity release scenarios.

Bridging Finance Rate Card

Current pricing, fees and lending parameters for bridging and equity release solutions.

Bridging Loans Flyer

Overview of our bridging loan solution, designed to remove timing pressure during property transitions.

Equity Release Flyer

Overview of our equity release solution that helps borrowers unlock equity without the pressure of an immediate sale.

Accountant Declaration (Bridging Finance)

Certified accountant declaration for Alt Doc income verification.

Discharge Authority (Bridging Finance)

Form authorising the discharge of an existing bridging finance facility.

Bridging Loan Calculator

Estimate peak debt, loan requirements and funding position for bridging scenarios.

Bridging Finance Application Form

Application form for bridging loan and equity release scenarios.

Bridging Finance Rate Card

Current pricing, fees and lending parameters for bridging and equity release solutions.

Bridging Loans Flyer

Overview of our bridging loan solution, designed to remove timing pressure during property transitions.

Equity Release Flyer

Overview of our equity release solution that helps borrowers unlock equity without the pressure of an immediate sale.

Accountant Declaration (Bridging Finance)

Certified accountant declaration for Alt Doc income verification.

Discharge Authority (Bridging Finance)

Form authorising the discharge of an existing bridging finance facility.

Disclaimer

* Fees, terms and conditions apply. All applications are subject to credit assessment and approval. Not all applicants will qualify, and rates, loan amounts and terms may vary. This product has a Target Market Determination (TMD) available on our Resources website pages - please consider whether it is appropriate for your objectives, financial situation, and needs. For Bridging Loans, an interest rate of 8.10% p.a. applies for the first 12 months.

^ A variable Loyalty Rate (currently 6.59% p.a.) may apply thereafter where the loan is repaid from the sale of the borrower’s existing property and subject to approval. The Loyalty Rate is conditional and not guaranteed.

# The comparison rate is based on a $150,000 secured loan over a term of 25 years with LVR <70%. WARNING: This comparison rate applies only to this example. Different loan amounts and terms will result in different comparison rates. The comparison rate does not include all fees and charges and may be affected by additional costs, such as early repayment or redraw fees.

AltX Broker Partnerships Pty Ltd is a credit representative (Credit representative No: 545343) of AHC Finance Pty Limited (Australian Credit Licence: 448165).