Horizon Mortgages Pricing Loading Promotion – Terms & Conditions

Introduction

1. The promoters of this offer are AHC Finance Pty Limited ACN 161 006 846 and AHC Finance Company Pty Limited ACN 663 551 844 (collectively referred to as “Assetline”).

2. Assetline is offering reduced pricing loadings on eligible Horizon Mortgages loans, subject to these terms and conditions (“Offer”).

3. Applicants who apply for and are approved for an Eligible Horizon Mortgages Loan during the Offer Period will receive the applicable promotional pricing loadings set out below, subject to these terms and conditions.

4. Any offer of credit remains at the discretion of Assetline and is subject to Assetline's eligibility and credit criteria and applicable terms and conditions.

Definitions

5. In these terms and conditions:

(a) Applicant means the borrower or borrowers applying for an Eligible Horizon Mortgages Loan.
(b) Eligible Horizon Mortgages Loan means a Horizon Mortgages loan that is eligible for the promotional pricing loadings under this Offer and satisfies Assetline's applicable eligibility and credit criteria.
(c) Offer means the Horizon Mortgages pricing loading promotion described in these terms and conditions.
(d) Offer Period means the period commencing 14 September 2026 and ending 31 October 2026, unless the Offer is varied, extended or withdrawn earlier in accordance with these terms and conditions.
(e) Promotional Pricing Loadings means the reduced pricing loadings set out in clause 

Eligibility Criteria

6. An Applicant will be eligible for the Offer where:

(a) an application for an Eligible Horizon Mortgages Loan is submitted to Assetline during the Offer Period;
(b) the application satisfies Assetline’s eligibility and credit criteria;
(c) the application is approved by Assetline; and
(d) any other requirements communicated by Assetline in connection with the Offer are satisfied.

Promotional Pricing Loadings

7. During the Offer Period, the following Promotional Pricing Loadings will apply to eligible Horizon Mortgages loans:

8. The Promotional Pricing Loadings apply only to eligible loans and do not constitute a reduction to, or waiver of, any other applicable interest rate, fee, charge or pricing adjustment unless expressly stated by Assetline.

9. Where multiple pricing loadings would otherwise apply, Assetline will determine the resulting pricing in accordance with its internal pricing policies and applicable lending criteria.

10. Any interest rate or pricing quoted by Assetline during the Offer Period will reflect the applicable Promotional Pricing Loadings where the loan qualifies for the Offer.

No Ongoing Entitlement

11. Participation in, or eligibility for, the Offer does not create any right or entitlement to discounted pricing, reduced pricing loadings or similar promotional benefits in relation to any future application, variation, extension, renewal, refinance or other credit facility.

Exclusions

12. The Offer is available only for new Eligible Horizon Mortgages Loans and does not apply to existing facilities, loan variations, extensions, renewals, restructures or refinance transactions unless otherwise agreed by Assetline in writing.

No Representations or Warranties

13. Except as required by law, Assetline makes no representations or warranties in respect of this Offer.

Variation and Termination

14. Assetline may vary these terms and conditions from time to time, including by:

(a) adding, withdrawing or substituting any benefit available under the Offer;
(b) varying any Promotional Pricing Loading;
(c) varying the Offer Period; or
(d) changing the eligibility criteria or other requirements applicable to the Offer.

15. Assetline may terminate, extend or withdraw the Offer at any time. Any variation or withdrawal of the Offer will not affect loans that have already settled unless required by law or where the Applicant has engaged in fraud or misconduct.

16. Assetline may reject, cancel or reverse any benefit provided under the Offer where it has reasonable grounds to believe that an Applicant's conduct or representations in connection with the Offer or an Eligible Horizon Mortgages Loan are fraudulent, dishonest or otherwise unlawful.

Other Matters

17. Failure by Assetline to enforce any of its rights at any stage does not constitute a waiver of those rights.

18. To the extent of any inconsistency between these terms and conditions and the terms and conditions applying to an Applicant's Eligible Horizon Mortgages Loan, the terms and conditions of the Eligible Horizon Mortgages Loan will prevail.