$6.7M Multi-Security Loan Secures Sydney Investment Purchase
When timeframes are tight, the biggest challenge isn't always raising capital—it's structuring it.
Assetline delivered a $6.7 million private lending solution across three investment properties, allowing a high-net-worth borrower to secure a Sydney investment acquisition within a tight settlement timeframe while preserving liquidity and supporting a clear exit strategy.
The Scenario
A high-net-worth borrower had identified a Sydney investment opportunity that required a fast settlement.
While the borrower had substantial asset backing, the proposed funding structure was more complex than a traditional property acquisition.
The transaction involved:
A multi-security lending structure across three investment properties
Tight settlement deadlines
The need to preserve cash flow and liquidity
A clearly defined exit strategy through future property sale and refinance
The borrower required a lender capable of assessing the entire structure rather than treating each property individually.
Why Traditional Lending Wasn't the Right Fit
Complex acquisitions often require more than a straightforward property loan.
Traditional lending pathways can become challenging where multiple securities, compressed settlement timeframes and bespoke funding structures are involved.
Rather than focusing solely on servicing metrics, the borrower required a lender that could assess the overall security position, understand the proposed exit strategy and move quickly to meet settlement deadlines.
The Assetline Solution
Assetline structured a $6.7 million private lending facility secured across three investment properties.
The solution included:
A multi-security lending structure
Fast credit assessment and execution
70% LVR
12-month loan term
Capitalised interest
A structure designed to preserve borrower liquidity while supporting the acquisition
By focusing on the strength of the security and the borrower's exit strategy, Assetline was able to deliver funding within the required timeframe.
"Complex transactions aren't solved by standard lending structures. Private lending provides the flexibility to structure funding around the asset, the borrower and the timeframe."
Laura Stanley
National Director - Private Lending
Deal Snapshot
Loan Amount | $6.7 million |
Product | Private Lending |
Purpose | Investment Property Acquisition |
Location | Sydney, NSW |
Security | Three investment properties |
LVR | 70% |
Loan Term | 12 months |
Interest | Capitalised |
Exit Strategy | Property sale and refinance |
Why This Structure Worked
Multi-security lending requires a broader view of the transaction.
Rather than assessing each property in isolation, Assetline considered the overall security position, the borrower's objectives and the planned exit strategy.
This approach enabled the borrower to settle within the required timeframe while maintaining liquidity and flexibility throughout the loan term.
Common Scenarios We Fund
Assetline regularly assists brokers with:
Multi-security lending
High-net-worth borrower transactions
Investment property acquisitions
Complex security structures
Urgent settlement requirements
Short-term acquisition finance
Private lending for sophisticated borrowers
Property-backed lending requiring flexible structuring
Frequently Asked Questions
What is a multi-security loan?
A multi-security loan is a facility secured against more than one property. It can provide greater flexibility when structuring larger or more complex transactions.
Can Assetline consider complex security structures?
Yes. Assetline regularly assesses transactions involving multiple securities where the overall structure, security position and exit strategy support the lending proposal.
Can private lending assist with urgent settlements?
Yes. Private lending can provide a faster funding pathway for borrowers requiring certainty around settlement timeframes.
Is capitalised interest available?
Yes. Subject to assessment, capitalised interest may be available, allowing borrowers to preserve cash flow throughout the loan term.
Who is private lending suitable for?
Private lending may suit borrowers requiring flexible structuring, fast execution, complex security arrangements or funding outside traditional lending policy.
