Staying ahead with Assetline's mortgage enhancements

In Australia's property market, change remains the only constant. As the Reserve Bank of Australia (RBA) continues to send mixed signals on rate movements, borrower confidence is slowly rebuilding, whilst the lending landscape remains dynamic.

For brokers, the ability to offer flexible, smart solutions has never been more crucial. Arthur Karvelas, Victoria State Manager at Assetline Capital shares, “At Assetline Capital, we’ve recognised this evolving environment and responded with significant enhancements across our mortgage product suite – ensuring brokers have the tools they need to support every opportunity.”

From mortgages to private lending to construction and bridging finance and a brand-new Generate Deposit Booster product, Assetline is relentlessly evolving – always shaped by broker feedback, always driven by market demands. In this ever-growing non-bank lending landscape, Assetline is not just keeping up with the pace, it’s setting it.

Borrower confidence is returning

Arthur Karvelas signals a shift in borrower confidence, explaining that, “We’re seeing improved auction activity, increased spending, a growing appetite and buyer engagement. Borrowers may have been holding back due to the upcoming election and uncertainty regarding interest rate movements, but we are seeing that confidence is rebuilding."

Arthur adds, "The signs are positive across multiple touch points. People are back out there making decisions, and brokers need to be ready to offer the right solutions quickly."

Why Assetline is different

In a market where major banks are retreating from certain segments, Assetline’s approach offers brokers something different.

"Speed and certainty are critical right now," Arthur explains. "With Assetline, brokers deal directly with decision-makers. That speed and access to credit experts offer brokers an edge, especially when every deal matters."

From long-term mortgages, private lending, construction and bridging finance, Assetline’s offering ensures brokers can support clients throughout their entire property journey.

"It’s not just about saying yes," Arthur says. "It’s about helping brokers deliver better solutions – faster."

Arthur also points out, "Our solutions cater to prime, near-prime and specialist situations up to 85% Loan to Value Ratio (LVR), without the need for mortgage insurance. (A max LVR of 95% is also available with the Generate Deposit Booster product. That’s a real point of difference. Our borrowing capacity is more generous, and our speed to market is second to none."

"We cover everything from private lending and big-ticket construction deals to Alt Doc and short-term solutions. Assetline is uniquely positioned to support brokers and their clients, whatever their journey looks like."

Opportunities for brokers

Arthur highlights SMSF lending and bridging finance as two major growth areas for 2025.

"More Australians are realising SMSF property investment is a powerful wealth-building strategy," he says. "And with more clients upsizing, downsizing or needing to renovate before they sell, bridging finance is becoming a must-have product for brokers."

These trends are creating fresh opportunities for brokers to expand their offering, meet evolving client needs and build stronger, more resilient businesses for 2025 and beyond. 

Brokers who can move quickly to incorporate these solutions into their portfolios will be better equipped to stand out in a competitive market, and the Assetline team is available to help brokers put that idea into practice. 

Partnering for success

In an environment of evolving policy signals from the RBA, Assetline Capital offers brokers a stable, flexible lending partner. With enhanced mortgage solutions, generous credit policies, and a broker-first mindset, we’re helping brokers unlock more opportunities and deliver greater value.

If you’re ready to explore how Assetline’s mortgage enhancements can help grow your business, connect with your local BDM here or visit assetline.com.au today.