Need funding fast? Introducing Assetline's No Val Loan

Aoife Reilly

2025年7月7日

Need funding fast? Introducing Assetline's No Val Loan

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Need urgent short-term finance? Assetline’s new ‘No Val’ private lending product fast-tracks approvals by eliminating the need for an external property valuation. This means borrowers are able to access short-term loans even faster.

Need urgent short-term finance? Assetline’s new ‘No Val’ private lending product fast-tracks approvals by eliminating the need for an external property valuation. This means borrowers are able to access short-term loans even faster.

Need urgent short-term finance? Assetline’s new ‘No Val’ private lending product fast-tracks approvals by eliminating the need for an external property valuation. This means borrowers are able to access short-term loans even faster.

short-term lending - no val loan
short-term lending - no val loan
short-term lending - no val loan
short-term lending - no val loan

When time is tight and funding needs to happen fast, traditional loan processes can be a bottleneck. Whether it’s seizing an investment opportunity or settling a deal under pressure, we know lender delays can cost more than just time. They can cost your borrower clients the deal.

That’s why Assetline Capital is pleased to introduce a short-term loan product designed specifically for brokers and borrowers in need of ultra-fast funding: our ‘No Val’ private loan.

Learn from our General Manager of Distribution and Partnerships Royden D’Vaz, and Head of Credit Farrel Joffe, about how this product might benefit your clients and when it might be appropriate to suggest.

A Strategic Market Response

Launched on 1 July, Assetline Capital’s No Val product is now available to all Assetline accredited brokers. D’Vaz notes “Assetline Capital recognised a gap in the market and worked with our broker network to develop a ‘no valuation’ product that benefits both the broker and the borrower.” Joffe continues, adding “this product was designed for short-term private loans where speed is essential, like when ultra time-sensitive settlements are at stake.” 

What is Our No Val Loan Product?

We’re pleased to introduce a “no valuation” product into our short-term Private Lending offering. It requires no formal, external valuation report for the property attached to the loan application. 

Joffe explains, “This is a solution loan for those needing even quicker short-term funds, as with the No Val loan we are able to facilitate a quick turnaround without obtaining a full external valuation. The no val loan lets us approve and settle loans in just two to three days by relying on internal desktop property assessments, instead of waiting for an external valuation report.”

  • Exclusively available for residential securities in metro areas of Sydney, Melbourne and Brisbane, the No Val loan is tailored for simplicity and efficiency for borrowers who have a substantial deposit, but need funds fast. For this product, we can offer loan terms up to 24 months with maximum LVRs of 60% and loan amounts capped at: $1.8m.

Why It Matters for Brokers

With fast application turnarounds, conservative LVRs and a clear focus on standard residential securities, our short-term no val loan offers a nimble solution for brokers handling urgent borrower scenarios. The internal assessments are managed by Assetline’s dedicated in-house Property Researchteam, which allows faster decision-making and reduces reliance as well as eliminates the cost of third-party valuers.

Why Did We Introduce The No Val Loan At Assetline?

No Val loans are designed strictly for business-purpose borrowers needing fast, short-term finance. It is not suitable for complex securities, commercial properties or high-LVR requests.

“There are often instances where clients can’t wait six or more days for a valuation,” says Joffe. “Where there is a standard metro residential asset attached to an application and we’re confident with the LVR, there’s no reason a borrower should miss out because of valuation delays.”

True to Assetline form, we’re committed to providing brokers and borrowers solutions to as many scenarios as possible by offering a full lending suite. D’Vaz explains, “Having access to a non-bank lender that has experience across a multitude of products, including our new No Val loan, can often be the difference between getting the deal or losing it. Our national sales team is on hand to walk you through any scenarios you may have and find the right solution for you.”

Key Benefits of No Val     

  • Faster turnarounds: Settlements possible in 2 to 3 days, ideal for time-sensitive opportunities

  • Lower upfront costs: No external valuation fees

Reach Out to Our Expert Team

For brokers, No Val represents a new tool in the broker’lending toolkit. It’s a strategic match for scenarios where speed and simplicity are non-negotiable.

“It's another example of how Assetline is responding to market demands with practical solutions,” Joffe says. “We don’t just lend money, we solve problems. And in this case, the problem is time.”

Speak to your local BDM today to learn more about Assetline’s short-term No Val loan product and find out if it fits your client’s scenario: assetline.com.au/contact

“Having access to a non-bank lender that has experience across a multitude of products, including our new No Val loan, can often be the difference between getting the deal or losing it."

“Having access to a non-bank lender that has experience across a multitude of products, including our new No Val loan, can often be the difference between getting the deal or losing it."

“Having access to a non-bank lender that has experience across a multitude of products, including our new No Val loan, can often be the difference between getting the deal or losing it."

GM - Distribution and Partnerships

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*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria.
Assetline Broker Partnerships Pty Ltd is a credit representative (Credit representative No: 545343) of AHC Finance Pty Limited (Australian Credit Licence: 448165).

©2025 Assetline Capital.


Privacy Policy | Terms of Use

*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of AHC Finance Pty Limited (Australian Credit Licence: 448165).

*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of AHC Finance Pty Limited (Australian Credit Licence: 448165).

©2025 Assetline Capital.

Privacy Policy | Terms of Use

*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of AHC Finance Pty Limited (Australian Credit Licence: 448165).