Grow your book with Assetline’s Short-Term Capital Lending Solutions
Aoife Reilly
12 Dec 2024
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In today’s fast-paced business and property markets, having access to the right short-term funding at the right time can make all the difference. Since 2012, Assetline Capital has been a leading non-bank lender, providing property-backed transactions across Australia for the self-employed, small to medium-sized businesses, SMSFs, and now individual borrowers.
We pride ourselves on - servicing brokers and borrowers who value responsive turnarounds, a flexible approach and funding solutions. We always aim to remain dynamic in the market.
The non-bank market is currently experiencing strong growth. Earlier this year, non-bank lenders increased their share of the Australian Commercial Real Estate Debt market to 16%, up from 10.4% in 2020.
This growth highlights the ongoing shift away from traditional bank financing, with non-bank lenders achieving a remarkable 35% compound annual growth since 2020. Looking ahead, the forecast remains positive, with commercial real estate volumes expected to rise by 11%, reaching $44 billion due to a resurgence in investment activity.
With this in mind, our competitive summer promotion arrives at the perfect time for brokers to utilise non-bank lending. Take advantage of interest rates as low as 8.39%* p.a. on short-term capital loans, available until January 24, 2025. Now is the time to get the credit your borrower deserves.
Why Assetline?
At Assetline, we offer a comprehensive suite of short-term capital solutions designed to meet the needs of borrowers. Our goal is to help brokers achieve quick, informed decisions that allow for opportunities to be seized. With our prompt decision-making, diverse funding options and flexible cash flow solutions, we find loan options that borrowers can be confident about, especially in an ever-changing changing market.
What makes Assetline different?
“We define short-term capital as any deal with a term under 36 months and a clear exit strategy. Our commitment is to provide clients with a firm ‘yes’ or ‘no’ quickly - no delays. This belief in transparency and speed has built our trusted reputation.” Jason Lucas Head of Sales - Commercial Lending, states with ease.
Take, for example, a recently settled deal, “in this example the borrower needed extra working capital to complete a large-scale development. Assetline stepped in quickly, offering an equity release from another investment property in the borrower’s portfolio. With a strong business position and progress on the project, we approved the loan with no servicing required, interest capitalised, and a flexible 3 to 12-month term—no early repayment penalties.” Deal done.
Who can benefit from Short-Term Capital Lending Solutions?
Assetline’s short-term lending solutions are ideal for a range of borrower profiles:
SMEs with complex company structures
Borrowers who are asset-rich but time-poor
Those needing large-scale funding for a short period
Borrowers who want to pay pre-pay interest or service the loan without traditional methods
Borrowers needing a large-scale cash-out for other business purposes
“All loans must include a clear exit strategy. Once that’s in place, we focus on delivering fast, efficient service with transparency at every step.” states, Lucas.
Key features of Assetline's short-term lending
At Assetline we offer short-term capital lending solutions that provide flexibility and confidence in a competitive market.
Here's how we stand out:
Fast turnaround: Same-day indicative offers, with settlements completed in as little as 48 hours after valuation.
Diverse capital solutions: Tailored solutions for companies, SMSF trusts and individual borrowers.
Cash flow flexibility: Choose between prepaying or monthly interest, easing financial pressure.
High loan values: Fast access loans, providing the necessary capital to close deals on time.
Generous LVRs: Borrow up to 70% LVR, unlocking greater borrowing potential.
Extended Terms: Flexible loan terms of up to 36 months, with the option to extend if needed.
While these unique features are elevated against those currently in the non-bank market, they are further enhanced by our summer promotion. With interest rates from 8.39%* p.a*, we invite you to take advantage across all of our short-term capital solutions in the new year.
Backed by expertise
While competitive terms and fast access to funding are key advantages, it’s the Assetline team that truly sets us apart. With over 60 team members nationwide, including State Managers in Queensland, New South Wales and Victoria, our team brings decades of experience to every deal. We tailor solutions that meet the unique needs of brokers and their clients.
The Assetline advantage
At Assetline, short-term capital isn’t just a loan, it’s an opportunity to unlock growth, clear debts, or fund business expansion. With prompt decision-making, flexible terms, and expert support, we help brokers act quickly and confidently. Our commitment to responsiveness and transparent service makes us a trusted, leading non-bank lender with a difference. In today’s competitive market, it’s distinctions like these that set us apart. It’s what gives us the Assetline advantage.
If you’re ready to explore the power of short-term capital and provide your clients with fast, flexible funding solutions, get in touch with us via phone on 1300 470 106 or click here to submit your quick quote today.
Jason Lucas
Head of Sales - Commercial Lending
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