Horizon Mortgages Promotion
Introduction
The promoter’s of the Offer are AHC Finance Pty Limited ACN 161 006 846 and Horizon Loans Pty Limited ACN 651 491 799 (collectively referred to as “Assetline”) of Level 24, 101 Grafton Street, Bondi Junction NSW 2022.
Assetline offers reduced interest rates to Eligible Applicants, subject to the terms and conditions of this Offer.
Eligible Applicants agree to be bound by this Offer by applying for and being approved for an Eligible Horizon Mortgages Reduced Interest Loan.
Any Assetline offer to Eligible Applicants remain in the absolute and sole discretion of Assetline. Any application which is withdrawn by an Eligible Applicant, unless otherwise agreed by Assetline, will not be eligible for qualification despite resubmission.
Definitions
In these terms and conditions:
(a) Assetline means AHC Finance Pty Limited ACN 161 006 846 and Horizon Loans Pty Limited ACN 651 491 799 and includes any of its agents, contractors, subsidiaries and related parties from time to time;
(b) Applicant means the party named as a Borrower or Guarantor in respect to an application for a Mortgages Reduced Interest Loan(s);
(c) Apply means an Applicant who whether individually or in combination with others, directly or indirectly applies with Assetline to participate in this Offer receipt of such application has been confirmed by Assetline;
(d) Eligible Applicant means an applicant(s) that meets all the Eligibility Criteria as per the Eligibility Criteria set out below;
(e) Eligible Assetline Capital Horizon Mortgages Reduced Interest Loan means a loan agreement entered into by an Applicant with Assetline to which this Offer applies and which meets the following eligibility parameters;
Eligibility Parameters | |
Security Type | Residential |
Minimum loan size | $250,0000.00 |
Maximum loan size | $5,000,000.00 |
Maximum loan to value ratio | 70% |
Location of security | Australia |
Borrower risk segment | Prime |
(f) Lower Interest Rate means the lower or discount interest rate as defined under an offer for an Eligible Mortgages Reduced Interest Loan; and
(g) Offer means this offer.
Eligibility Criteria
You are eligible to apply under this Offer if:
(a) You are the Introducer of an Applicant from 7 January 2026 to 31 March 2026; and
(b) You introduced an Applicant to Assetline; and
(c) The application(s) to Assetline relates to one or more Eligible Horizon Mortgages Reduced Interest Loan which satisfy the Eligibility Parameters; and
(d) The Applicant draws down the Eligible Horizon Mortgages Reduced Interest Loan within 30 days from applying.
Operation of Reduced Interest Rate
The reduced interest rate set out in this Offer operates such that any offer for an Eligible Horizon Mortgages Reduced Interest Loan will have a reduced Lower Interest Rate, fees subject to LVR levels as follows:
Pricing – Prime Full Doc & SMSF | ||
LVR | Rates (From) | Comp rate* |
60% | 5.79% | 5.95% |
65% | 6.09% | 6.25% |
70% | 6.19% | 6.35% |
Pricing – Prime Alt Doc & SMSF | ||
LVR | Rates (From) | Comp rate* |
60% | 6.19% | 6.35% |
65% | 6.19% | 6.35% |
70% | 6.19% | 6.35% |
*Comparison rate is based on a secured loan of $150,000 over a term of 25 years.
Any Lower Interest Rate expressed in an offer for an Eligible Horizon Mortgages Reduced Interest Loan is deemed to have the reduction in rate already applied.
No Representations or Warranties
Except as required by law, Assetline makes no representations or warranties with respect to this Offer.
Taxes and Duties
The Introducer acknowledges and agrees that you are solely responsible for any tax liability that you may incur in relation to our participation in the Offer, and any associated tax implications.
Exclusions
The terms and conditions of this Offer do not apply to:
(a) any other product including a loan that is not an Eligible Horizon Mortgages Reduced Interest Loan; or
(b) any other offer, promotion, benefit, rebate, or arrangement made available by Assetline.
Variation and Termination
Assetline may vary the terms and conditions of this Offer from time to time, including by:
(a) adding, withdrawing or substituting any benefits available to the Applicant under the Offer;
(b) varying the reduction of the reduced interest rate under this Offer;
(c) varying the period to what this Offer applies;
(d) changing the eligibility criteria or requirements that must be met by an Applicant to receive any reduction in interest described in this Offer.
Assetline may terminate or withdraw this Offer at any time.
. Assetline may reject, cancel, or reverse any benefit conferred from the grant of the interest reduction if it has reasonable grounds to believe that an Applicant’s conduct or representations with respect to an Eligible Horizon Mortgages Reduced Interest Loan, this Offer, or any other dealings with Assetline may be fraudulent, dishonest, or otherwise illegal.
. If you are not satisfied with any change or variation Assetline make to the Offer, you can terminate your participation at any time by providing written notice to Assetline.
Other Matters
Assetline reserves the right to disqualify any person who participates in the Offer but does not comply with these terms and conditions.
Failure by Assetline to enforce any of its rights at any stage does not constitute a waiver of those rights.
All applications for credit, are subject to Assetline's credit approval criteria. Terms and conditions, fees and charges, and other eligibility criteria apply.
To the extent of any inconsistency between these terms and conditions and the terms and conditions of the Applicant's Eligible Horizon Mortgages Reduced Interest Loan, the terms and conditions of the Eligible Horizon Mortgages Reduced Interest Loan will prevail.
